Janatha Seva Co-operative Bank Ltd., started its journey as Credit co-operative society in the year 1969. In the year 1996 the society graduated into Urban Co-operative Bank as Janatha Seva Co-operative Bank Limited and got RBI Licence on 17th October 1996 (RBI Licence No: UBD/KAN/1302P).

As per the co-operative principles, our bank was also built up for providing banking services to people of small means and started extending its area of operation. With the expanding horizons, continuous developments and competition the bank proposes to become full-fledged financial service provider, fulfilling requirements of customers and the stakeholders by providing all the services, as permitted by the Regulatory Authorities. The Bank has adopted advanced technology for providing faster and Convenient services to its clients. These major long term proposals will enable the bank to increase its Financial position and better fulfilment of expectations of all the Customers.