Vision and Mission

To continuously strive for providing products & services that meet the quality, performance & aspirations of the vast clientele & to maintain the highest standards of ethics & societal responsibilities. Constantly introduce attractive products. Develop teams by providing qualitative training that keep the momentum going. to take the Bank to excellence.

Janatha Seva Co-operative Bank Ltd., started its journey as Credit co-operative society in the year 1969. In the year 1996 the society graduated into Urban Co-operative Bank as Janatha Seva Co-operative Bank Limited and got RBI Licence on 17th October 1996 (RBI Licence No: UBD/KAN/1302P).

As per the co-operative principles, our bank was also built up for providing banking services to people of small means and started extending its area of operation. With the expanding horizons, continuous developments and competition the bank proposes to become full-fledged financial service provider, fulfilling requirements of customers and the stakeholders by providing all the services, as permitted by the Regulatory Authorities. The Bank has adopted advanced technology for providing faster and Convenient services to its clients. These major long term proposals will enable the bank to increase its Financial position and better fulfilment of expectations of all the Customers.

The Board of Directors of the bank are eminent and experienced professionals who have a diverse experience in the fields of banking, Finance, Law and Human resources. The business philosophy is based on Service excellence, customer focus, product innovation. The motto of the Bank is “Prosperity through Co-operation”.

Growth & Evolution

Over the years, the Bank has consistently shown robust growth both qualitatively & quantitatively. The Bank has grown not only in the size of deposits and advances, but has also multiplied its net worth, making the institution financially sound and fundamentally strong

Today the Bank has 5 branches All the branches are working effectively and profitably

Principles

Board of Directors are eminent and experienced professionals who have a diverse experience in the fields of Banking, Finance, Law and Human Resources.

As a part of good governance practice, the Bank has adopted a code of ethical business principles and accepted the responsibility to be seen as a work culture in its true spirit. The business philosophy is based on four core values i.e. pillars of service excellence, customer focus, product innovation and resourceful people

The Bank has varied Deposit products to suit the needs of customers and occupies a place of pride in offering tailor-made credit solutions under one roof, packaged at liberal, competitive and flexible terms. We serve the short and long term requirements of Businessmen, Professionals, Small & Medium Enterprises.

SHARE HOLDER's CORNER

Welfare Fund Scheme
Reimbursement of Medical / Hospitalization Expenses
Medical Reimbursement of Rs. 70,000/- for applicable for

  • Heart operation
  • Knee Replacement
  • Cancer
  • Kidney Replacement

Documents for Medical Reimbursement

  • Request Letter
  • Pan and Aadhaar No
  • Copy of Share certificate
  • Bills
  • Discharge Summary

(Original Documents should submit to the bank for verification and

Member reimbursement can be claimed once in lifetime.)

Death Claim
Death Claim of Rs. 15,000/- for Share members can be claimed within 1 year from the date of death.

Documents for Claiming Death Claim from Nominee:

  • Request Letter
  • Death Certificate
  • Share Certificate
  • KYC of both deceased member and Nominee
  • Death claim Format filled with Affidavit of Rs.50 Stamp paper for Rs. 1000 Share amount and Rs. 200 Stamp paper for Rs. Above Rs. 1000 Share amount.